Protect Yourself Against Flood Damage

2/4/2020 (Permalink)

The Fairfield County area has seen major flood events, as recently as Hurricane Sandy, which devastated our coastal areas. If you live on the water, there is enormous risk of partial or total loss of your home, as well as possessions.  Mitigating that risk, and protesting your home is of paramount importance.  Two actions can be taken to properly safeguard you and your home against flood damage.

The first step is to determine the level of risk that your home is at, depending on where it it located.  There are online resources that will show your home, and places it in one of three flood hazard areas, sorted by risk level.  There are a few different ratings that your property can fall under.  Search here to see which area your home or business falls in.

1. Special Flood Hazard Area: the area that will be inundated by a flood event having a 1-percent chance of being equaled or exceeded in any given year.
   
2. Moderate flood hazard area: the areas between the limits of the base flood and the 0.2-percent-annual-chance of flooding
3. Minimal flood hazard: areas outside the Special Flood Hazard Area and higher than the elevation of the 0.2-percent-annual-chance
   
   

Depending on where your property is designated, you can take steps to physically alter your property.  You can also purchase flood insurance, an additional rider on your homeowners policy that will protect you in the event of flooding.

If you do suffer water damage as a result of a storm or flood, call SERVPRO of Stamford immediately. We are ready to respond 24/7 with state-of-the-art equipment and knowledgeable technicians to get the job done right.